Frequently Asked Questions

Are you interested in ScholarGuard but still have a few questions? We're here to help!

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  • Does my child have to be in athletics to be covered by ScholarGuard?

    No, ScholarGuard is for every child no matter what activity they love.

  • How long is the waiting period after an injury for a claim to qualify?

    There is a 1 year waiting period after injury for it to qualify.

  • Does the injury have to occur in my child’s activity?

    No, if a debilitating injury occurs under any circumstance then ScholarGuard will pay towards your child’s education.

  • Will ScholarGuard cover any type of schooling?

    ScholarGuard will pay you no matter what kind of schooling you attend. 2-year, 4-year, even trade schools are covered.

  • What constitutes a disability?

    Please click here to view full policy details.

  • Are only athletic scholarships protected with ScholarGuard?

    Any form of scholarship is protected by ScholarGuard. Upon loss of any scholarship due to injury ScholarGuard will pay towards your child’s education.

  • Will my premium go up the older my child gets?

    Once you purchase ScholarGuard, your price is locked in for the term of the policy. It will never change.

  • Is there a payout if my child decides to not go to college?

    Yes, there will be a payout of $75,000 to the child when they turn 21.

  • How does the payoff work?

    ScholarGuard pays out over 4 years with equal payments.

  • Is ScholarGuard available where I live?

    Click here to find out!

  • How will I know if my child qualifies to be protected by ScholarGuard?

    If your child has no current or past major health risks or injuries, they will be qualified.

"Injuries made people lose confidence in me, but I never lost confidence in myself."

Penny Hardaway